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triple bottom line

Food. Water. Love — The New Triple Bottom Line that will Fix Capitalism

Dear corporations, Kindly stop citing 1850 on not stopping the slaved cog wheels. Stop repeating the excuse, "We can't stop it. Profits are too good. It made [sic] great…"..  Let's

  • ArthaMoney
    ArthaMoney
3 min read
management

NARCOS, as a case of Strategic Thinking

A critical aspect of strategic thinking is the ability to determine one’s strategy in the game at hand by anticipating games in the future. It is especially important to foresee games that

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    ArthaMoney
3 min read
getting-started

Good read — VC Math

Great data from on the power law of venture: 10 companies are valued at 50% of the total VC money invested over the last 10 years -> “Out of 21,000 venture financings

  • ArthaMoney
    ArthaMoney
1 min read
venture capital

Funding 101 — Managing Cost of capital

The colonial era wanted trade to flourish. The Dutch, Portugal, French, English all badly needed trade. Colonization was necessary for corporates. The Dutch exploited Indonesian tribes, the same time Vasco Da Gama looted

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    ArthaMoney
6 min read
getting-started

Forewarned is forearmed

Recoginizing six main reasons why Ventures fail? It is an often repeated but still alarming fact that about 8 of out 10 new business fail within the first 18 months. Even worse, this

  • ArthaMoney
    ArthaMoney
2 min read
getting-started

Cryptocurrency — Is It Worth Mining?

Interest in cryptocurrency has never been higher, due to Bitcoin’s meteoric rise in value from $800 per coin in January of 2017 to almost $17,000 in December. Interest in alternatives to

  • ArthaMoney
    ArthaMoney
3 min read
getting-started

‘07 Sub-Prime Crisis — Recapped

They use house in crisis on 26th July 2007 reflected across o’clock causing the shot market across the clothes today with a huge loss. This is an interesting subject understand as to

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    ArthaMoney
3 min read
getting-started

A Study In Pink — How I Stopped Worrying And Started Loving Alternate Investments

During the last several decades, more and more people have taken heed of advice to “take stock in America.” Questions about the future of social security, scarcity of corporate pensions, favorable tax legislation

  • ArthaMoney
    ArthaMoney
5 min read
getting-started

Liability Insurance for Your Business

For inventors, insurance is generally the last thing that is thought about. As with any new business, it needs to be considered, and seriously shopped for to ensure quality and a decent price.

  • ArthaMoney
    ArthaMoney
3 min read
insurance

Money Matters — How to Assess Your Insurance Needs

Insurance protection is an important part of your overall financial picture. Not having the insurance you need puts all your finances, from your retirement plan at work to the home you live in,

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    ArthaMoney
2 min read
getting-started

Basic Steps to Get Started with Crypto Mining — Bitcoin 101

If you like to invest in technology, bitcoins have seen a tremendous financial bubble. The price of bitcoins has soared to thousands of dollars in just the last year. You don’t have

  • ArthaMoney
    ArthaMoney
5 min read
Economics

Can Zimbabwe Recover?

The World Bank came to be in 1944, and its headquarters are in Washington, D.C. The organization’s website explains its two goals targeted for completion by 2030 in the following manner.

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    ArthaMoney
9 min read
getting-started

Budgeting Doesnt Have to Be Boring — The 50/30/20 method

Budgeting money isn’t easy for most people, no matter what their age. When it seems like there is always too much month left at the end of your money, it’s time

  • ArthaMoney
    ArthaMoney
2 min read
getting-started

Future of Oil

The oil industry is one of the most important core industries of India, which actually has both a direct and indirect influence on its economy. This sector not only plays an important role

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    ArthaMoney
4 min read
getting-started

Budget101 — Lessons Being broke Can Teach You

Being broke Isn’t exactly pleasant, but It has a lot to teach you if you’re willing to learn. No challenging experience has value unless you recognize its lesson, and having a

  • ArthaMoney
    ArthaMoney
2 min read
insurance

How to Save Money on Auto Insurance

It is worthwhile to go to different types of insurance companies. Some of the companies sell insurance directly, some others use agents to do that, and some insurance agencies market insurance products from

  • ArthaMoney
    ArthaMoney
2 min read
getting-started

Beating the Imposter Syndrome

I recall a conversation I once had with a well accomplished person who told me — I am not doing great at this. The lady had been perhaps working 5 times a week on

  • ArthaMoney
    ArthaMoney
4 min read
Investing

Savvy Investors Look Before They Leap — Few Hard Truths About Hedge Funds

Although the high-profile hedge fund industry has grown steadily in mystique and measure over the last two decades, the implosion of one it’s highest flyers has caused the implosion of one

  • ArthaMoney
    ArthaMoney
7 min read
Finance

Is debt-card safer than credit cards?

Is debt-card safer than credit cards? While two-thirds of people think that debit cards are safer than credit cards, the opposite is actually true. Pulling out your debit card could be

  • ArthaMoney
    ArthaMoney
4 min read
Debt

Balance Transfer Credit Cards — How To Make Your Finances In Order

Some experts are predicting that the economy will begin to improve in 204, but many people are facing financial struggles for the foreseeable future. Pay freezes, benefit cuts and rising inflation mean that

  • ArthaMoney
    ArthaMoney
5 min read
taxation

Threading the Goods and Services Tax with Caution — Dealing with Indirect taxation

Penning a few words on GST. What are the problems with GST and the failures upon it by the Government. Let’s talk about much more important thing than this which will benefit

  • ArthaMoney
    ArthaMoney
4 min read
Personal Finance

Top Digital Wallet and Money Management Apps for Your Smart phone

The rising popularity of digital wallets turns people away from carrying hard cash on the go. The iPhone and Android devices are behind the popularity of digital payment systems. Digital payment is also

  • ArthaMoney
    ArthaMoney
2 min read
Travel

Planning a Trip Abroad? Picking the right credit card

Before taking a trip outside the United States, It’s vital that you have the right credit card In your wallet Many countries in Western Europe, Latin America, and Asia are using twenty-

  • ArthaMoney
    ArthaMoney
4 min read
Climate Change

Solar Leasing — Renewables Clean Energy Tax Credits

Clean energy tax credits help businesses make eco-friendly decisions. Supporting growth and innovation, the United States has dedicated $150 million in tax credits towards domestic clean energy manufacturing equipment. By offering economic

  • ArthaMoney
    ArthaMoney
9 min read
Finance

How to improve your financial health with credit cards — Living Paycheck-To-Paycheck

How to improve your financial health with credit cards — Living Paycheck-To-Paycheck If your financial health is In critical condition, one way to get out of your slump Is to apply for

  • ArthaMoney
    ArthaMoney
4 min read
Money

Money Management for Dummies — GenZ Barebones Guide to Building Wealth

You earn barely enough money for the essentials in your life. You don’t have enough money to make a big change, like graduate education, or your own apartment, or house, or trip

  • ArthaMoney
    ArthaMoney
8 min read
Marketing

Top 7 Restaurant Marketing Tips

As people explore new and innovative food trends, there’s more potential than ever before to turn a restaurant into a thriving business. At the same time, the Industry Is more competitive than

  • ArthaMoney
    ArthaMoney
6 min read
Small Business

How small business must change w/ GenZ tech

A major part of becoming a successful business is the ability to harness the full potential of modern technology. However, adopting modern technology to the advantage of your business doesn’t mean blindly

  • ArthaMoney
    ArthaMoney
5 min read
Healthcare

MERSAL — Behind the controversy that was hog-washed with Media-trials

There is lack of proper healthcare in India. We can understand the fact that quality of healthcare is a depreciating at a frequency by the hour. And, who’s to blame? Recently, I

  • ArthaMoney
    ArthaMoney
6 min read
Ecommerce

Starting an E-Commerce Site is Simpler than You Think

If you are contemplating on putting up an e-commerce store, now might be the most lucrative time to put that one big idea in action. Why? It has never been easier to

  • ArthaMoney
    ArthaMoney
7 min read
Security

Identity Theft? What to do after the Equifax breach

Alert! Whether you realize it or not, your personal identification has probably been compromised in the Equifax breach. Millions of people’s identifying factors, like social security number, were stolen during this unprecedented

  • ArthaMoney
    ArthaMoney
10 min read
Life Lessons

Avoiding Excessive College Debt

Do you want to go to college, but are afraid of going into debt? That’s a smart thought. Especially in the United States, college can be extremely expensive. When the going gets

  • ArthaMoney
    ArthaMoney
6 min read
finance

Demonetization — Is Nov 8th a Black Day?

If you do can’t do a good thing, don’t do a bad thing. The people who have the power when in the authority must use their best possible ways to avoid

  • ArthaMoney
    ArthaMoney
2 min read
Bitcoin

Is Bitcoin a Bubble? Why Corps Need to Prepare for a Block-chain Future

According to data from TechMayan, the global block-chain technology market is expected to grow to over $3 billion dollars. This conservative estimate gives you a clear idea of lust how popular block-

  • ArthaMoney
    ArthaMoney
11 min read
getting-started

Startup 101 — Fundraising Myths Entrepreneurs Need to Dispel

None’s going to tell you that fundraising for a startup is going to be easy. However, it’s also not the minefield it used to be. Thousands of businesses are funded every

  • ArthaMoney
    ArthaMoney
6 min read
getting-started

Money Saving Tips All Millennials Should Heed

Memes, articles, and jokes about the millennial generation’s money problems are prevalent to the point of becoming a cliche that millennia’s are expected to be In debt and unable to find

  • ArthaMoney
    ArthaMoney
5 min read
Triple Bottom Line

People, Planet & Profit — Triple Bottom line — The Ethical Measure of Businesses

In 1994, John Elkington, co-founder of the business consultancy SustainAbility introduced the term “triple bottom line.” He used it in reference to the business investment principle ESC (Environment, Social and Governance), which

  • ArthaMoney
    ArthaMoney
9 min read
customer loyalty

Customer Loyalty Programs for the Gen XY

Gaining customer loyalty Is more challenging than ever. Presently, It Is very easy for customers to compare products in an online environment and migrate to a competitor offering a better deal. That is

  • ArthaMoney
    ArthaMoney
3 min read
tech

Cleaning Up Your Tech Life — The Best Bang for Your Buck

Here's a riddle Who lived long to read his own obituary, but is still alive? A refurbished phone, perhaps? Who wouldn’t want some extra cash without having to do much work?

  • ArthaMoney
    ArthaMoney
7 min read
getting-started

In crisis, which currency is best for Zimbabwe? — Zimbabwean Dollars, Bond Notes, the South African Rand or GOATS?

In crisis, which currency is best for Zimbabwe? — Zimbabwean Dollars, Bond Notes, the South African Rand or GOATS? The Reserve Bank of Zimbabwe (RBZ) is beginning to more seriously consider the use of

  • ArthaMoney
    ArthaMoney
6 min read
getting-started

The Real Value of Money

Are you unhappy, or in a rut going nowhere? Many people reach a point when they recognize they need to change their lifestyle or themselves to have a more fulfilling existence. If the

  • ArthaMoney
    ArthaMoney
8 min read
pricing

Update on Oil Prices — Oct 2017

Oil prices almost rock bottom for last three years and petrol /diesel at it maximum! Still unsupported global factors? Additional taxes currently constitute 45%-52% of the retail price of auto fuels in

  • ArthaMoney
    ArthaMoney
3 min read
getting-started

Demonetization in India. Now GST — What Arthashastra, and Art of War teaches us?

When demonetization in India happened I predicted depression for the economy. I’m sorry, I was wrong. It’s worse than that. We are at 12 year lows. If anyone read these two

  • ArthaMoney
    ArthaMoney
9 min read
getting-started

Petrol Diesel — Revised Prices

Break-up of Petrol price in Delhi — As on September 18–70.51 Rs/litre Cost of refined crude oil — 27.74 Rs/litre Marketing Cost, margin, freight etc— 2.73 Rs/litre

  • ArthaMoney
    ArthaMoney
1 min read
investing

Riding the Contrarian Investing Wave

Contrarian investing is a simple concept; look at what everyone else is doing, and do the opposite. At first sight, this night not seem likely to generate good returns, but a contrarian investor

  • ArthaMoney
    ArthaMoney
5 min read
personal finance

Retiring Early? Tips for Making Your Money Last a Lifetime

Retiring Early? Tips for Making Your Money Last a Lifetime You have spent your entire working life building up your asset base and saving as much money as you could. Through hard work,

  • ArthaMoney
    ArthaMoney
4 min read
saving money

Why you should protect your Credit Card data during the holidays

It’s important to keep your credit card information safe every year, but it’s especially hard during the holidays. The holidays are when attackers make extra effort to gain access to your

  • ArthaMoney
    ArthaMoney
18 min read
personal finance

Budget 101 — Money Vs Relationships

When it comes to money, it is always a heartbreaker in between true love, and it might leave you wondering, espically in a world dominated by a broken marriages, and divorce rates. We

  • ArthaMoney
    ArthaMoney
4 min read
Money

What Is SAP GST Migration Goods Services Tax Law Explained For Beginners

The Goods & Services Tax laws are impacting all business accounting and invoicing processes. After July 1, businesses and accountants will have to adopt software and ERPs which are capable of managing taxation,

  • ArthaMoney
    ArthaMoney
3 min read
credit score

Credit Score secrets from the World of Professional Poker

Maximizing Your Credit Card Rewards A full one-third of credit card users with a major credit card don’t take advantage of its rewards program because they don’t know about it.

  • ArthaMoney
    ArthaMoney
3 min read
Space

Musks Secret — Space Colonization

Alone multi-billion dollar business tycoon and has been an entrepreneur for the public eye in the past two decades. Recently in the past few years his companies and ideas have sparked a

  • ArthaMoney
    ArthaMoney
1 min read
Finance

Expert Tips To Claw Your Way Out of Debt

Debt is like trouble. It’s easy to get in, but hard to get out of. While you might have made a few financial mistakes, it certainly isn’t the end of your

  • ArthaMoney
    ArthaMoney
4 min read
personal finance

Financial Strategies to Retire Rich (& Early)

With so many people struggling to make ends meet, it is no wonder getting ready for retirement often takes a back seat to our day-to-day needs. If you are one of

  • ArthaMoney
    ArthaMoney
3 min read
saving money

Be Your Own Money Manager

Saving on bills is an easiest way to quickly own your budget If you’re thinking all about budgeting and saving as much money as you can, the next step towards financial freedom

  • ArthaMoney
    ArthaMoney
5 min read
entrepreneurship

How Does Someone Become Rich?

The million dollar question is “How does someone become rich?” The answer is not simple, nor is it easy. It doesn’t even begin with your business, your product, or your career. The

  • ArthaMoney
    ArthaMoney
3 min read
investing

Investing 101

Investing is an area that’s filled with strange and obscure terms. Whether it’s acronyms, approaches, math, fundamentals or something else, there are hundreds of words, meanings, and definitions when you’re

  • ArthaMoney
    ArthaMoney
5 min read
credit score

Managing Credit Scores

If you are in the market for your first home, one of the first things you must do is determine how much house you can afford. Can your income support the $400,000

  • ArthaMoney
    ArthaMoney
4 min read
Trading

How to Gauge the Performance of Your Forex Account

If you want to succeed In Forex trading, it takes more than just a surface-level understanding of profit and loss. You’ll need to be intimately familiar with the volatility of the

  • ArthaMoney
    ArthaMoney
2 min read
credit score

6 Ways to Improve Your Credit Score

How’s your credit score? A bad credit score can negatively affect your life. Most people who have had credit problems want to know how to get a better credit score. Building, maintaining,

  • ArthaMoney
    ArthaMoney
5 min read
Debt

Getting Out of Credit Card Debt — A Step-by-Step Guide

Credit cards are a powerful tool, but as with anything powerful, they have “strings” which are often attached. These strings are often detailed in the fine print, but simply not shared with the

  • ArthaMoney
    ArthaMoney
3 min read
credit score

What Bad Credit Does to You

Bad credit Is the monkey on your back that you can’t escape. Ignore it If you want — it won’t ignore you. This document details and stresses the importance of repairing bad

  • ArthaMoney
    ArthaMoney
2 min read
Life

Mid-Life Crisis — Is It All Bad?

Most of the time, it creeps up between the ages of 40 and 50, just to get into our heads and to let the life as we have known it appear suddenly in

  • ArthaMoney
    ArthaMoney
4 min read
small business

Smart Ways Small Businesses Can Improve Their Invoicing

It is surprisingly easy to make it hard for people to pay your small business. Improper invoicing can delay payment, which can grind the entire operation to a halt. At worst, it can

  • ArthaMoney
    ArthaMoney
2 min read
Entrepreneurship

Suggested Reading — Aug 2017

One of the smartest moves you can make as a female entrepreneur is to build your business intelligence by curating the knowledge of other women who have built businesses before you. Learning which

  • ArthaMoney
    ArthaMoney
1 min read
Travel

Tips How I Made Money on a Holiday

After months of working hard who wouldn’t want a well earned holiday? But the thought of spending money on what may not be viewed as an absolute necessity might put some off

  • ArthaMoney
    ArthaMoney
5 min read
financial planning

Looking for Financial Advice? Key Questions to Ask Your Advisor

If you are comfortable handling your finances on your own, then more power to you. When you look in the mirror, you know that the person staring back at you has your best

  • ArthaMoney
    ArthaMoney
3 min read
entrepreneurship

Can writing generate passive income?

One job won’t cut it for a lot of people, so they need to find another way to make money. A passive source of income might just be what your bank account

  • ArthaMoney
    ArthaMoney
1 min read
Business

On Being Caveats! Where are We Heading — As Emptor or Venditors?

Well profit in any business is not a crime it is essential for the survival and growth. Illegal profit or profiteering through questionable beans like product adulteration manipulation fraud and influence price practices

  • ArthaMoney
    ArthaMoney
3 min read
getting-started

Capitalism 101

Capitalism 101

  • ArthaMoney
    ArthaMoney
2 min read
getting-started

Initial Coin Offerings

With the world’s largest population and a rapidly-developing economy, China is perhaps the most important country for the long-term prospects of crypto currencies such as Bitcoin. China’s low energy

  • ArthaMoney
    ArthaMoney
3 min read
Finance

How Affordable is the Car Of Your Dreams?

If you know where to look and who to speak with it is not very difficult to finance a new car. The task may seem a little bit intimidating at first, but if

  • ArthaMoney
    ArthaMoney
2 min read
Climate Change

India — Moving towards sustainablity

India is the world’s most populous democracy. India is a home to 1.2 billion people and one of the fastest growing economy, it is the 7th largest globally by claim of

  • ArthaMoney
    ArthaMoney
5 min read
Healthcare

When the Doctor owes you Money

The latest trends in lost or missing money happens to be result of electronic billing, medical insurance payments, sloppy best practices, and perhaps even a touch of encouraging patient return for another visit.

  • ArthaMoney
    ArthaMoney
3 min read
commercial

Consolidating your commercial ventures

Consolidating your commercial ventures How to consolidate your commercial venture? There are some questions you need to ask. In this article we will give you the questions along with answer to achieve success.

  • ArthaMoney
    ArthaMoney
2 min read
wealth

20 Tips to Improve Self-Esteem

20 Tips to Improve Self-Esteem For each of us, success is important — at work, in society, in the family. Accomplishing yourself as a person is not an easy task. Some find it

  • ArthaMoney
    ArthaMoney
3 min read
wealth

4 Great Wealth Motivators

Big money, like fame, is not given to anyone just like that, and after birth, everyone, theoretically, has the same chances of winning and getting what they want. The whole point is that

  • ArthaMoney
    ArthaMoney
4 min read
hello world

Dear readers, Thank you for subscribing to ArthaMoney. We appreciate taking your time to read our posts. We are small and growing. You’ve helped our publication to become one of the most

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    ArthaMoney
1 min read
Security

Securing Online banking

Online banking has quickly become an accepted part of daily financial life. Whereas past generations accepted queuing for service at a bank branch as the norm, it is now taken for granted that

  • ArthaMoney
    ArthaMoney
3 min read
wealth

How to escape the debt spiral?

We all have gone through tough times. Demonetizaiton, GST, and gruelling COVID, all these unforgiving occasions we had to endure in our lives. When essentially it doesn't appear to be cash to

  • ArthaMoney
    ArthaMoney
3 min read
personal finance

Beginners Guide to Investing — Read Before You Invest

Are you planning to invest on something? By just looking for reliable companies online, you will know and understand each of the important details you always need to remember every time you invest

  • ArthaMoney
    ArthaMoney
4 min read
getting-started

Choosing an Investment Advisor

A good investment advisor assists his client with a comprehensive picture of his investment possibilities. A good financial expert assesses his client’s current financial situation and create a viable investment strategy. Using

  • ArthaMoney
    ArthaMoney
2 min read
making money

How to Make Money While Travelling

It is the dream of any backpacker to be able to make money while on the move. For those who get the travel bug, running out of money and having to cut a

  • ArthaMoney
    ArthaMoney
2 min read
saving money

Signs that you’re a lousy investor

Here’s the golden question — How good are your investments? Are you managing your portfolio well? Can you become a great investor? Wouldn’t it be wise to do something better in the

  • ArthaMoney
    ArthaMoney
3 min read
managing money

Budget101 — Managing Credit card Debts

Credit card debts can seem like a ball of a rubber bands. When you put on a few, the ball is not large. But once you add layer about layer, the rubber bands

  • ArthaMoney
    ArthaMoney
4 min read
personal finance

Budget 101 — 5 Financial Moves you Will Live to Regret By

From your career and education to your finances, and retirement the, you make today will have a profound impact on your future. If you want to be in a better position now then

  • ArthaMoney
    ArthaMoney
3 min read
getting-started

Need help Managing Debts. Why not Consolidate?

Many millenials are carry unmanagable amounts of debt. Studies show that most millenials owe creditors more than $0.1M/person spread out to several creditors. It is perhaps not the only amount of

  • ArthaMoney
    ArthaMoney
2 min read
Taxes

.. Thoughts on Inflation

In India we are paying more than Rs. 70/- for a litre of petrol, that is something which is compeletely unjustified. Even when the International prices have sunk to an all time low

  • ArthaMoney
    ArthaMoney
2 min read
student loans

Student loans — A rising concern to debate before taking an education loan

No one contest the fact that getting a college degree is an expensive untertaking. Although the government provides several federal student loan programs to help prospective students to complete their educations, federal student

  • ArthaMoney
    ArthaMoney
2 min read
small business

Budgeting Tips for Your Small Business

The budget is one of the most potential tools you have for your small business if you can take the advantage from it properly. Aside from the business plan, financial blueprints that developed

  • ArthaMoney
    ArthaMoney
3 min read
insurance

Budget 101 — Saving on Auto Insurance

Have a bike? The chances are you might be paying more insurance than a car. If you are like most families across India, you are possibly spending an average in excess of INR

  • ArthaMoney
    ArthaMoney
2 min read
budget

Budget 101 - Are you broke?

We’d all like to save money. There are plenty of sites that will tell you ways to save money, but the vast majority of them involve tips that require spending money, like

  • ArthaMoney
    ArthaMoney
3 min read
Money

Simple Ways to build Wealth from Scratch

Any individual who has inherited a lot of riches, needed to begin some place. They likewise comprehended that there is no shrouded mystery or enchantment wand to getting rich short-term. Beginning with

  • ArthaMoney
    ArthaMoney
2 min read
Marketing

5 Best Marketing tips for Small Business

Marketing is not an easy thing to do. If you are lucky enough to have a budget to do a big ad campaign, then it is excellent, but for the business owners who

  • ArthaMoney
    ArthaMoney
2 min read
getting-started

5 Tips towards Staying Debt Free

#1 : Fixing your career When you are looking to improve your current financial standing you will want to do things like increase the amount of money that is currently coming into your household.

  • ArthaMoney
    ArthaMoney
7 min read
getting-started

Is looming shortage of sugar on international markets?

For the first time in five years, global sugar demand will not be sufficient. Markets, commodity prices this sweet rose 25%. On commodity markets, the experience of 2009 can not be forgotten. That

  • ArthaMoney
    ArthaMoney
1 min read
finance

A Career in the Finance Industry?

If you are having problems landing that ideal job in the finance industry, consider these basic, but essential tips on how to find a job. Remembering that jobs with a finance background are

  • ArthaMoney
    ArthaMoney
2 min read
Life Lessons

Life Lessons — 10 hardest choices ever

Good day folks., And, we ar writing a post that doubles up as a personality test. Cool, yeah? We bet you will get to know someone more better w/ their answers, than asking

  • ArthaMoney
    ArthaMoney
6 min read
getting-started

3 Best S&P 500 ETFs for 2017

The S&P 500 is one of the safest places to put your investment dollars, listing 500 of the largest and most recognizable companies in the U.S, while capturing 80% of

  • ArthaMoney
    ArthaMoney
3 min read
startup

Startup Lessons — Stop! Dont Quit.

If you want to succeed don’t quit. Sounds simple doesn’t it? If you want to succeed don’t give up. Not getting use you hundred percent greater chance of success then

  • ArthaMoney
    ArthaMoney
2 min read
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